DallasLoanGuy’s - Texas Home Loan Weblog

January 5, 2007

Easments? What is that line on my property?

Filed under: Uncategorized — Tom @ 5:32 pm

I was sitting in a Title Company’s office out west of Fort Worth, Texas. I usually do not travel that far for a closing…. but this guy really wanted me there.

Anyway, the client was a city slicker, 100%. And west Ft Worth is FAR FROM the city life.

Time to show the survey: The escrow officer explains that there is an ‘easement’ on the property and that the buyer should not build anything permanent on top of the easement. She said a small shed would be ok. “HUH?….” says the client. “So, can I build on it or not?” She went on to explain that if the city ever needed access to that piece of the property the homeowner must grant it…. Then she said: “So, just don’t build anything there that can’t be removed with a 6-pack & a sledgehammer”

 My borrower, the city slicker, heard that and about hurt himself laughing. Only then did that poor escrow officer realize that she wasn’t dealing with a local.

There is no moral to this story. But I did learn a new way to explain property easements to my clients. ;-0

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